European Health Insurance Certificate

Travel insurance, tips, advice and resources for seniors

Enigma! What's this?
They spend thousands encouraging us to buy.
We recommend that you never go on holiday without it.
But when one wants to buy it, they do not want to sell it to us.

More ...........

So after much deliberation, we chose a holiday destination, the flights sorted, and we already imagining languishing on warm sands with the inviting blue sea stretching before us, and we need the formality of minor Travel Insurance vacation, then all the arrangements will be completed. Did I say minor? Well, yes, the holiday insurance was once a mere formality minor, but now, for retirees or the elderly has become a BIG problem. (In fact, when talking to friends, it seems that holiday insurance has replaced house prices as the discussion after dinner). The problem is not just about how health affects the cost of insurance but is on how age affects the cost of insurance. Is not it amazing how an insurance company can take your annual insurance payments vacation in years, have you ever made a claim, and suddenly, because you've spent a Birthday sure you are too risky to consider. Your medical history may be beautiful, in fact, you can be in better shape than the old couch potato for 30 years on the end of the phone, but that does not count - the only thing that counts is the date on your birth certificate. And when you find an insurance company that will cover you, you find that the premium is more expensive than the holiday.

However, one thing is certain, we must HOLIDAY TRAVEL INSURANCE (you realize how essential it is if you consider that an air ambulance from the United States will cost around £ 35,000), and another important point is to be honest in stating your medical history, because insurance companies are not charities and perhaps look at your medical history, hoping to find information (even if minimal, you may be considered to when it was recorded) to avoid paying such as the cost of air ambulance from the United States.

A timely reminder that the E111 has been discontinued December 31, 2005 and was replaced by the EHIC (European Health Insurance card), you can get from the Post Office or www.dh.gov.uk. It is useful to take, but it is certainly not a substitute for personal holiday insurance.

And while on the subject of a European vacation, a couple of years ago, we met a group of pensioners in Spain having a great time on the Costa del Sol. We found out why he was so joyous occasion, it came courtesy of the Spanish Government - the government treats the elderly free holiday to one week. On reflection, it could possibly work less for the national health, if our elders were sent to warmer climates during the winter, when bronchitis and respiratory problems abound. Mr. Brown, is food for thought. After all, he informs us that in 2008 we welcome free bus travel across the country, then perhaps we can only dream that the limits are somewhat extended. However, there is still the problem of insurance Holiday Travel required.

A recent survey revealed that 9 of the 10 annual travel policies impose upper age limit. It is slightly easier to get single trip policies, but it can work out expensive is that you plan to take more than a few days a year. Here are some worth in contact, but do shop around because prices vary greatly -

All Clear Brentwood - www.allcleartravel.co.uk
Citybond - www.citybond.co.uk
Churchill - www.churchill.com)
Age Concern) will provide over 80 years
Help the Aged) will provide more than 80 years
Saga) will provide more than 80 years
Norwich and Peterborough - www.npbs.co.uk
Flexicover - www.flexicover.co.uk

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