Collin County Deed Records

Foreclosure Laws of Individual States

We provide information about the foreclosure laws of the State. The information is designed to help you understand the process in each State. However, legal information is not legal advice. We do not give legal advice. The laws of each country are different and change frequently. If necessary, seek legal or professional depending on your situation.

We have chosen to summarize the laws of each state. For a more in-depth analysis of the foreclosure laws of different states, please visit this web site or call 800-437-2185for a free consultation about your options to prevent foreclosure.

CAUTION: Information on the Internet for the most part is incorrect! Many sites that promote the foreclosure laws of incorrect information. We went through lengthy and timely research to bring you the most current and accurate information available.

MORTGAGE AND DEED confidence of States

Below you will find each state according to whether they are mortgages, deeds of trust or both.

Mortgage States

Alabama Arkansas Louisiana Hampshire, North Dakota, Ohio, Connecticut, Delaware, Maine, Massachusetts, Michigan Oregon Pennsylvania Rhode Island Florida Hawaii Minnesota South Carolina Indiana New Jersey Vermont Kansas New Wisconsin New York New Mexican

Deed of trust states

Alaska Mississippi North Carolina Arizona Missouri Virginia California Nevada Washington, DC

States that use both trust deeds and mortgages

Colorado Montana Texas Idaho Nebraska Utah Wyoming Oklahoma Oregon Illinois Iowa Georgia Tennessee Washington Maryland Virginia Western Kentucky

FORECLOSURE SUMMARIES

The following summaries provide information on various foreclosure laws of the State. Times vary depending on specific circumstances and each situation. The delays that occur in based on uncontested actions and assume no delays. They give the time of sale, then the running totals for various procedures, until the end, when as long as possible for the process of locking everything ends. Often, these times are longer than normal in that redemption does not occur often. However, delays do - so keep that in mind - each received a unique situation, timelines will vary from one lock closure, and state to state. All entries must be conducted under GSE guidelines.

Alabama Foreclosure Laws

aec Judicial Foreclosure Available: Yes (rare)

aec Failure of non-judicial Available: Yes

aec Primary Security Instruments: Deed of Trust, Mortgage

aec Timeline: 49-73 days - sale held; 30-60 days if NOD is not required.

aec Right of Redemption: Yes (12 months)

aec Deficiency Judgments: Yes

Foreclosure Laws Alaska

aec Inability to Judicial Available: Yes

Impossibility aec Non-Judicial Available: Yes

aec Primary Security Instruments: Deed of Trust, Mortgage

aec Timeline: 105-108 days - sale held; 108-111 deed recorded

aec Right of Redemption: Yes

aec Deficiency Judgments: Yes

Arizona Foreclosure Laws

aec Inability to Judicial Available: Yes

aec Failure of non-judicial Available: Yes

aec Dry primary.